get ready for
A lending team that’s focused on you.
At Luminate Bank, we’re redefining the home loan industry by ditching the old bad habits and bringing together a team with decades of experience. Our mission? To align with your vision and help you unlock your full potential through smarter finances.
Anthony Del Virginia๏ปฟ
Mortgage Loan Originator | NMLS# 1417031
Anthony Del Virginia entered the mortgage industry in 2006 and has built a career defined by exceptional communication, personalized service, and a commitment to helping clients achieve their homeownership and investment goals.
Licensed in all 50 states, Anthony serves homebuyers, homeowners, real estate investors, and business owners nationwide, with deep expertise in the New Jersey markets of Ocean County, Atlantic County, Toms River, and Brick Township.
Over the years, Anthony has become a trusted mortgage advisor for first-time homebuyers, self-employed borrowers, entrepreneurs, and real estate investors seeking creative financing solutions. His extensive knowledge of Non-QM loans, DSCR loans, and other flexible lending programs allows him to help clients who may not fit traditional mortgage guidelines.
A significant portion of Anthony's business comes from repeat clients and referrals—a testament to the relationships he builds and the results he delivers. Whether helping a family purchase their first home, assisting a self-employed borrower with complex income documentation, or guiding an investor through financing for their next property, Anthony takes a consultative approach focused on education, transparency, and long-term success.
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By combining national lending capabilities with local market expertise throughout Ocean County, Atlantic County, Toms River, and Brick Township, Anthony provides personalized mortgage solutions tailored to each client's unique financial goals.
>> Our Team
We believe lending should be easy to understand and approachable. With transparency and consistency at the heart of everything we do, we’re here to make sure every step is clear and every decision is made in your best interest.
๏ปฟOur goal is to keep you informed, engaged, and confident at every turn—so, let us introduce you to the staff who make it all happen!





